Benefit Plan Fact Sheets

Informative overviews of various traditional and progressive benefit plan offerings, and state and Federally mandated programs. The files are in PDF format and are readable with Adobe® Reader®, a free software program downloadable from the Adobe web site.


Benefit Administration/Outsourcing
-  Employee Self-Service (Online Enrollment)
Outsourcing Benefit Administration
-  Outsourcing COBRA Administration

-  Benefits Intranet
-  Employee Benefit Communications
-  Total Compensation Statements

Consumer Directed
-  Consumer Choice Trends in Health Care
-  Consumer Directed Health Plan
-  Health Reimbursement Arrangement (HRA)
-  Health Savings Account (HSA)
-  Medical Savings Account
-  Value-Driven Healthcare

Dental and Vision
Dental (HMO)
-  Dental (Indemnity)
-  Vision

Domestic Partner
Domestic Partner Benefits
-  Domestic Partner Taxation

Executive Benefits
Executive Health Care Reimbursement

Flexible Spending Accounts
-  Dependent Care Assistance Program
-  Health Care Flexible Spending Account

-  Defined Contribution Health Plan
-  Self-Insurance


Life, AD&D and Disability
-  Accidental Death & Dismemberment
-  Business Travel Accident
-  Life and AD&D Insurance
-  Long Term Disability
-  Short Term Disability (Compulsory)
-  Spouse/Dependent Life
-  Supplemental AD&D
-  Supplemental Life
-  Variable Universal Life

Medical Benefits
-  Alternative Medicine
-  Chiropractic Benefits
-  Concierge Medicine
-  Enhanced Infertility Benefit
-  Health Maintenance Organization (HMO)
-  Indemnity Medical
-  Managed Mental Health
-  Medicare Supplement
-  Point of Service (POS) Medical Plans
-  Post-Retirement Health Insurance
-  Preferred Provider Organizations (PPO)
-  Prescription Drug Insurance

Reimbursement Formulas
-  Resource Based Relative Value Studies
-  Usual, Customary & Reasonable

Voluntary Benefits
-  Concierge Services
Financial Planning Services
-  Group Legal Plans
-  Long Term Care
-  Pet Insurance
-  Voluntary Benefits (Overview)

Work/Life Balance

-  Commuter Assistance Program
-  Employee Assistance Program


AB 1401  California Extension of Health Coverage    Continuation Rights
AB 1672  California Small Group Health Reform
COBRA  Consolidated Omnibus Budget    Reconciliation Act of 1985
ERISA  Employee Income Retirement Security Act
FMLA  Family Medical Leave Act
Form 5500 Annual Return/Report
HIPAA  Health Insurance Portability and    Accountability Act
HIPAA  Privacy Rule
MHPA  Mental Health Parity Act
NMHPA  Newborns' and Mothers' Health Protection    Act
-  WFTRA  Working Families Tax Relief Act


-  Cafeteria Plans
-  Cafeteria Plans (Full Flex)
Section 79  Regarding Group Term Life Premiums
Section 125  Non-Discrimination Testing    Requirements
Section 127  Employee Educational Assistance    Programs
Section 529  Qualified Tuition Programs


Carrier Applications & Brochures

-  The Hartford product guide
-  The Hartford renewal application
-  The Hartford LPL application - new business
-  Travelers life application
-  Travelers 1st Choice LPL new business application
-  Travelers LPL products sheet

 PrimeWest Brochures 

-  PrimeWest brochure