Featured Carriers

Building on its 150-year heritage, Aetna is one of the nation's leading providers of health, dental, group, life, disability, and long-term care benefits. They provide benefits through employers in all 50 states, with products and services targeted specifically to small, midsized, and large multi-site national companies. Aetna also offers a wide array of programs, services, and information that help minimize increases in employee benefits costs, while striving to provide easy access to cost-effective, high-quality health care.
American Specialty Health Plans of California
American Specialty Health Plans of California, Inc. (ASHP) is California's first and largest specialty health plan for chiropractic and acupuncture benefit programs. ASHP provides covered members with direct access to complementary health care products and services on a direct basis and through alliances with various client health plans.
Ameritas Group
As one of the nation's leading providers of affordable dental and eye care plans, Ameritas offers fantastic value, unique advantages, and access to a large PPO network. Through CoPower, Ameritas offers four dental plans that all include Dental Rewards that can roll over a portion of an insured's unused benefits each year, thereby increasing their benefits annually without additional costs.

Ameritas also offers two very affordable vision plans that can enable even the smallest groups to add vision care for their employees at a very low cost. Best of all, Ameritas can combine the dental and vision benefits into one plan called "FUSION." All Ameritas dental and eye care plans are available to groups from 3 to 99 lives!
Anthem Blue Cross
Anthem Blue Cross has been serving the health care needs of California residents since 1937. Together with its branded affiliates, Anthem Blue Cross provides health care services to more than 6.8 million members. Offering a full continuum of product and coverage options, Anthem Blue Cross provides customers with unparalleled choice and flexibility in meeting their health plan needs. With its strong track record for innovation, Anthem Blue Cross focuses on progressive products and services designed to improve the health status of all Californians.
CaliforniaChoice 51+
CaliforniaChoice 51+ is a unique program that allows employers with 51 to 199 employers to set a monthly budget for employee health benefits and offers each of their employees the ability to choose from 3 health plans, 8 benefit plan designs, HSA, Dental, Vision, Wellness including Chiropractic, and Group Term Life-all in one package with one consolidated monthly bill.
CaliforniaChoice>´┐Ż is a unique program that allows employers with 2 to 50 employees to set a monthly budget for employee health benefits and offers each of their employees the ability to choose from 5 health plans, 10 benefit plan designs, HSAs, Dental, Vision, Wellness including Chiropractic, and Group Term Life-all in one package with one consolidated monthly bill.
Ceridian is an information services company that offers integrated services for managing human resources, payroll, tax, time, benefits and employee effectiveness. A distributed service model is the centerpiece of their service. Ceridian has been a leader in the human resources industry for nearly 70 years. They have maintained a track record for pioneering "firsts" in every industry they have entered, creating innovative and integrative applications. They offer special pricing through PrimeWest for Premium Only Plan (POP), Flexible Spending Account (FSA) and COBRA service plans.
CIGNA HealthCare
CIGNA is one of the largest national providers of health care benefits and health services. Proudly underwritten by American Association for Quality Health Care (AAQHC), CIGNA's broad portfolio of group medical and specialty health care products and services are all designed with your clients' health care needs in mind-to provide quality service and reduce costs.
Founded in 1999, ClearBenefits is a new model benefits administrator that employs a powerful combination of Internet technology and human services to address many of the challenges of benefits administration and communication. ClearBenefits delivers complete, end-to-end employee benefits management, communication, and transaction systems to help brokers serve their clients better and faster,as well as assisting employers in reducing costs and improving service to their employees.
COBRA OnQue, developed by OnQue Technologies, Inc., is a self-administered COBRA software that is designed for non-technical users, data clerks, brokers and HR administrators. Simple to use, the program provides answers and easy administration for COBRA. OnQue Technologies was founded in 1997 to provide affordable and educational human resources administration systems for small- and medium-sized businesses. Located in Santa Rosa, California, they provide services to employers throughout the United States.
Founded in 1939, Colonial Life is a stand-alone subsidiary of Unum Group, a Fortune 500 company. Colonial Life is a leader in benefits communication, enrollment and customer service, while providing essential personal insurance benefits to employees and their families through the workplace. They offer a broad portfolio of insurance coverage, such as Disability, Life, and supplemental accident and health insurance policies. With a 6,500-member independent contractor sales force, Colonial Life services over 5,000 active Colonial Life-contracted brokers nationwide. They also have more than 2.5 million policies in force, serving more than 50,000 businesses and organizations.
CoPower is a one-stop shop for ancillary, COBRA, and pretax funding solutions for Small and Large Groups. They are a third-party administrator for Ameritas Group, Delta Dental, VSP, and CoPower COBRA. In addition to taking over the day-to-day grind of managing client plan benefits and enrollees, CoPower also offers their very own FlexOptions, flexible benefits administration and support for a suite of IRC Section 125 and consumer-directed plans, empowering clients to take control of their health care spending. Essentially, CoPower brings value where their clients need it most by providing a compelling suite of plan designs that are simple to understand, easy to implement, and effective to manage.
Delta Dental
With more than 92% of California dentists and 143,000 dentist locations nationwide, Delta Dental offers the industry’s largest dental network. Delta’s contracts with dentists allow them to keep tight control over treatment costs and quality of care provided to enrollees, making their HMO, PPO, and traditional fee-for-service programs the best managed care values on the market. With their variety of plans and direct payments to dentists, 98% of Delta enrollees renew every year. In addition, CoPower provides a full range of administrative services for Delta Dental.
With more than 35 years experience, Fort Dearborn Life Insurance Company´┐Ż is among the country's leading providers of group life insurance programs. Fort Dearborn Life markets and administers group term life, long- and short-term disability, group dental, and individual life. Fort Dearborn Life is committed to its policyholders and partners by focusing on consumers' needs while providing financial stability, professional services and innovative business solutions.

Fort Dearborn Life has $2.1 billion in assets and $151 billion of Life insurance in force and is rated A+ (superior) by A.M. Best Company and A+ (strong) for financial strength by Standard and Poor's.
With over 25 years in the business, Golden West Dental & Vision has recruited the highest quality private practice dental offices in California to participate in their prepaid plans. Their bilingual member service teams are available to help with enrollment questions or provider selections. With a 24-hour turnaround, their claims department has been recognized by industry peers as being one of the most efficient in terms of speed and accuracy, and their network retention rates are consistently high year after year.

Health Net
Health Net is among the most respected health care companies in California, with an extensive network of more than 48,000 physicians, 750 physician group locations, and 4,600 pharmacies serving more than 2.5 million members. The company’s HMO, insured PPO, and government contracts subsidiaries provide health benefits to approximately 5.3 million individuals in 15 states through group, individual, Medicare, Medicaid, and TRICARE programs.
HighMark has a long history of serving their members and their communities. In the 1930s, Highmark's predecessor companies were established to help Pennsylvania's residents pay for health care. Today, that remains their mission to provide access to affordable, quality health care enabling individuals to live longer, healthier lives. Highmark is now one of the largest health insurers in the United States.
Offered through CHOICE Administrators´┐Ż, this unique program for employers with 2 to 50 employees offers ten of the most flexible Kaiser Permanente benefit plans along with Dental, Life, Section 125, Employee Choice, Defined Contribution, and HR Support Center-all in one program with one consolidated monthly bill.
Managed Health Network (MHN)
MHN has provided Employee Assistance Program (EAP) services since 1974 to over 700 organizations including Fortune 500 companies, government agencies, health plan carriers, insurers and Taft-Hartley Trust Funds. Their comprehensive suite of EAP services and their extensive network of clinicians, consultants and trainers can help make your clients’ bottom lines stay profitable by helping their employees manage emotional health and family- and work-related challenges.
Premier Access, one of the largest PPO networks in California, offers a wide range of dental benefits with options to meet even the most challenging needs. Their Premier Choice Network (PCN) is available to members with minimal or no out-of-pocket expenses. They even offer pure indemnity products without any association with their provider network and provide self-insured products with all the services needed to administer any dental benefit arrangements. Their products are offered with a wide range of deductibles, co-payment levels, orthodontic options, and maximum annual dollar coverage. This flexibility provides the dental benefits solutions to meet your clients' specific needs.
Principal Life Insurance Company (The Principal´┐Ż) has over 130 years in the insurance business, over 55 years as a leader in employee benefits, and more than 120,000 group insurance, and retirement plan customers of all sizes. They are one of the largest employee benefit providers in the nation. Principal Life offers dental, life, vision, and disability insurance through PrimeWest.
Sharp Health Plan is the only commercial health plan based in San Diego. Their health plan options provide coverage for employers throughout San Diego and Riverside Counties, combining affordability, flexibility and choice, while ensuring high quality health care and customer service. In addition, plans include valuable enhancements, such as interactive wellness resources, dental discounts, and an exclusive global emergency services program.

Sharp Health Plan is a subsidiary of Sharp HealthCare, San Diego's largest private employer and the largest provider of comprehensive health care services in the County. In 2007, Sharp was one of only five organizations to receive the Malcolm Baldrige National Quality Award-the nation's highest Presidential honor for quality and organizational performance excellence. Sharp is the first health care provider in California to receive this recognition.
TASC (Total Administrative Services Corporation) provides complete third-party administrative services for employers of all sizes with a specialty in small businesses. Starting out as an insurance agency in Wisconsin's farmlands, TASC has grown to a total business solutions company with 220 employees and clients in all 50 states.

TASC's group division provides employee benefits administration offering products such as COBRAToday (full COBRA administration), FlexSystem (Section 125 FSA administration), ERISAEdge (ERISA compliance services), FMLAMatters (FMLA administration and compliance services), and DirectPay (HRA administration).
The Hartford
Founded in 1810, The Hartford Financial Services Group, Inc. is one of the largest investment and insurance companies based in the United States. The Hartford is a leading provider of investment products—annuities, mutual funds, college savings plans—as well as life insurance, group and employee benefits, automobile and homeowners' insurance, and business insurance. After nearly 200 years in business, and 50 years of providing group benefits, The Hartford is known for its financial strength and stability, superior customer service, and continued operational excellence.
A Fortune 500 company, Unum is a market leader in disability, group life, long-term care, and voluntary benefits. Through a family of businesses built over 160 years, Unum helps employers and their employees plan the road ahead. 
UPMC is an integrated global health enterprise and one of the leading nonprofit health systems in the United States serving the health needs of more than 4 million people each year. Through redefined models of health care delivery, technological innovation, and cutting-edge medical research, UPMC is improving lives in western Pennsylvania and beyond.
For nearly half a century, VSP has been a trusted advisor in eye care wellness benefits. As the nation's largest provider of eye care coverage, more than one in 10 Americans is a VSP member. As a VSP member, your clients have access to the largest eye care doctor network and all plans provide a thorough eye examination. VSP was one of the first eye care health plans to use stringent National Committee for Quality Assurance guidelines to credential all VSP doctors. VSP's doctor network is so comprehensive, that over 90 percent of members have access to a VSP doctor within 10 miles of work and home.